What about renters insurance? Should a renter have it? Where do I get it from? The Texas Apartment Association suggests the following.
You should obtain renter’s insurance to provide
protection for your personal belongings in case of
burglary, vandalism, fire, storm damage and other disasters.
The property owner’s insurance does not cover
your personal belongings against loss. Unless you
obtain renter’s insurance you may also be personally
liable to the owner and others for certain acts which are
normally covered by renter’s insurance policies. For
more information, contact the Texas Department of Insurance
at 800/252-3439 (512/463-6169 in Austin), or visit
the TDI website at www.TDI.state.tx.us.
Review the insurer's policies to make sure you get the right coverage.
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